Thursday, September 23, 2010


It’s nearing the end of the month. Some said payday is today. A feeling of relief comes over me, making me happily smiling and laughing again.

For the past two weeks, the children had been around for their holidays. We had gatherings, outings, shopping, sightseeing, and more together. We enjoyed each other’s presence with an unspoken delight; we ate, did things together, shopped, and had fun together; unknowingly we had spent a lot more than we intended.

On normal circumstances, we would spend according to what we can afford and stay within our budget limit. But sometimes we break the rule for the benefits of all; it is not always possible for the family to come together, to meet and talk and have fun.

Now that holidays are over, it’s time to live within our means and reduce spending. Careful planning and budgeting is important to provide for all, without unduly resort to past savings.

We all have different kind of responsibilities at different stage of life; one of my good old friends is getting ready for his daughter’s marriage. Hopefully he would be a grandfather soon, we teased him.

Living responsibly with dignity, honor and respect, and living well within our means are two obligations of our lives as we age. It is not easy. In fact, nothing is easy in life. But it is always worth living.


I have a big smile.

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